The FICO scoring model was recently modified to accommodate consumers that shop for mortgage or automobile financing. You may now have as many inquiries as you wish in a 45 day period while shopping for a mortgage or automobile loan, and they will only have the impact of a single inquiry on your credit score.
To further accommodate this type of shopping, these inquiries will not appear at all for 30 days. Many credit repair customers are relieved to find out that the many inquiries which appeared after they purchased a new car had little or no impact.
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